The Essential Guide to Managing your Finances
Course Description
A self-paced course for individuals aged 20-45 who want to take control of their money, eliminate debt, and start investing with confidence.
Learning Outcomes
By the end of this course, students will:
✅ Understand where their money is going and how to track expenses effectively
✅ Create a realistic and sustainable budget that works for their lifestyle
✅ Develop strategies to pay off debt efficiently
✅ Learn the basics of saving and investing for long-term financial security
✅ Build a financial plan that helps them achieve their short- and long-term goals
Course Modules
1. Understanding Your Finances & Money Mindset
How your mindset impacts financial success Overcoming limiting beliefs about money How to track your income and expenses Identifying...
2. Budgeting Made Simple
Creating a budget that fits your lifestyle The 50/30/20 rule and other budgeting methods How to adjust your budget when life changes
3. Debt Management Strategies
Understanding good debt vs. bad debt How to create a debt repayment plan (snowball vs. avalanche method) Avoiding common debt traps and...
4. Risk Management & Financial Protection
The importance of an emergency fund (how much and where to keep it) Understanding personal insurance (income protection, life, health, and...
5. Saving for the Future
How much should you save? Emergency funds vs. long-term savings Automating savings and making it effortless High-yield savings accounts and...
6. Investing for Beginners
Understanding stocks, bonds, and index funds The power of compound interest and long-term investing Common investing mistakes to avoid
7. Superannuation & Retirement Planning
What is superannuation, and why is it important? How to choose the right super fund Understanding employer contributions and voluntary...
8. Building a Sustainable Financial Plan
How to set financial goals for the next 1, 5, and 10 years Adapting your financial plan as life changes Resources and next steps for...